CARES Act: Information for churches

Links to additional information


Paycheck Protection Program  (PPP)

See info below on PPP Loan Forgiveness
for loans under $50,000  

Letter from the New England CCFA

Related resources

UM Foundation of New England

 Interfaith Federal Credit Union

Jan. 22, 2021

Resources and links are being updated

The Coronavirus Aid, Relief, and Economic Security (CARES) Act includes relief measures that apply to local churches. Among the Act’s provisions is the Paycheck Protection Program (PPP). 

The CARES Act sets aside funds to offer loans to small businesses, including churches and non-profits. The loans are 100% forgivable (if you meet all requirements).

We are encouraging all of our churches to apply. Below are some resources we've gathered to help you with the application process.

Paycheck Protection Program (PPP)

As of Jan. 11, 2021, the U.S. Small Business Administration (SBA) reopened the Paycheck Protection Program (PPP). 

Churches encouraged to apply

Conference Treasurer John Cardillo is encouraging our churches to apply for PPP loans (first or second draw as appropriate), and is happy to answer any questions from churches about the PPP process. Contact him at or 201-240-4876 (cell).

New information from Wespath/GCFA

Wespath and the General Council on Finance and Administration (GCFA) have partnered to develop an FAQ to assist local churches, annual conferences and other Church-related organizations in considering whether to apply for a “Second Draw” PPP loan. 

You can read the FAQ here

The PDF of a PowerPoint below offers an overview of how this works for churches with some info specific to our Conference (click the image):

Some questions for churches on PPP

  • Things to consider both when applying and after receiving funding. Learn more

PPP lending available through Interfaith Federal Credit Union

Churches with membership accounts at Interfaith Federal Credit Union (formerly United Methodist FCU) can apply for PPP lending.  The IFCU blog  provides updates on information regarding the PPP lending program. Any questions can be directed to or by contacting IFCU headquarters at 800-245-0433 weekdays between Noon and 8pm Eastern Time.  If your church is not yet a member of Interfaith FCU your New England Branch can provide a membership application, simply email